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The latest market data from Weekly Market Outlook.
A Bank Code is intended to be an affordability assessment to determine the client’s ability to repay their short-term financial obligations. It is therefore used to determine whether a customer is considered an acceptable risk for a bank for a specified amount borrowed over a specified period.
Our credit analysis team have put together a fact-based Credit Risk outlook for South Africa covering the economy, business and consumer confidence, political stability, and a sectoral update.
IFRS16 is the relatively new accounting standard that removes the distinction between an operating lease and a finance lease. As of 1 January 2019, companies are required to recognise their operating (i.e. off-balance sheet) leases on-balance sheet by raising a lease liability against a right of control use asset (RoUA). The lessee will exchange a lease expense for interest on the lease liabil...
